Practical Money Skills for Life

Credit Cards

Benefits
	Advantages and disadvantages
Card Options
	Three basic types
	Credit cards vs. debit cards
Choosing a Card
	Is it a convenience?
	Do you plan ahead?
	Do you plan to maintain a balance?
	Gold and platinum cards
Credit Costs
	Miscellaneous fees
	Interest
	Examples of credit card costs
	How much can you afford?
Credit Reports
	The 3 C's of credit
	What credit reports contain
	How credit is gauged: Who assigns my credit rating?
	Who can see my credit report?
	How do I read it?
	Correcting mistakes
	Can I repair my credit report?
	Understanding inquiries
Uh-oh: Credit Trouble
	When you've been turned down
	Can I have too many cards?
The Do's and Don'ts of Credit
	Use your card wisely
Know Your Rights
	Credit card protections
	Federal consumer protection laws

	Quiz your knowledge (matching game)
	Cost of credit calculator
	Reading a credit card statement
	Reading your credit report
	How much does it really cost?
	How much can they safely carry? \| Key
	Assessing credit history
	About credit
	Quiz your credit knowledge
	Wise use of credit